Loan Document Checklist

Get Your Documents Ready Before You Apply

Knowing which documents may be required can help make your loan application process more organized. Explore the commonly requested documents for different loan categories.

KYC Documents Income Proof Bank Statements Property Documents
Document requirements can vary

The documents listed on this page are common examples and may not apply to every applicant or lender. The final document list depends on the loan type, applicant profile, lender requirements and the circumstances of the application.

Document Categories

Common Documents You May Need

Prepare clear and valid documents wherever applicable. Additional documents may be requested during verification.

Category 01

Identity & Address Documents

Commonly Requested
PAN Card May be requested for identity, financial or tax-related verification.
Identity Proof An accepted government-issued identity document may be required.
Address Proof An accepted document confirming the applicant's address.
Photograph Recent photograph may be requested depending on the application process.
Contact Details Valid mobile number and contact information may be required.
Category 02

Income & Employment Documents

Profile Dependent
Salary Slips Recent salary slips may be requested for salaried applicants.
Income Tax Documents Applicable income tax documents may be requested for verification.
Bank Statements Recent bank statements may be requested to understand financial activity.
Employment Details Employment information or supporting documents may be required.
Form 16 May be requested from eligible salaried applicants where applicable.
Category 03

Business Documents

For Business Applicants
Business Registration Applicable registration or constitution documents for the business.
Financial Statements Financial statements may be required for business financial assessment.
GST Documents Applicable GST registration or returns may be requested.
Business Bank Statements Recent business banking records may be required for verification.
ITR Documents Income tax returns may be requested depending on the business profile.
Category 04

Property Documents

Where Applicable
Property Ownership Documents Documents establishing ownership or relevant rights in the property.
Sale / Purchase Documents Applicable sale, purchase or agreement documents may be required.
Property Details Property address, identification and supporting details may be requested.
Legal Documents Additional legal or verification documents may be requested.
Category 05

Vehicle / Car Loan Documents

Vehicle Finance
Vehicle Details Details of the vehicle being financed may be required.
Quotation / Invoice Dealer quotation or invoice may be requested for the vehicle.
KYC Documents Identity and address verification documents may be required.
Income Documents Applicable income or banking records may be requested.
Loan-Specific Checklist

What May Be Required For Each Loan?

Requirements can vary by lender and applicant profile.

Personal Loan
  • Identity & address proof
  • PAN / applicable KYC
  • Income proof
  • Bank statements
  • Employment details
View Personal Loan
Home Loan
  • KYC documents
  • Income documents
  • Bank statements
  • Property documents
  • Sale / agreement documents
View Home Loan
Business Loan
  • Business KYC
  • Business registration
  • Bank statements
  • Financial statements
  • Income tax documents
View Business Loan
Car Loan
  • KYC documents
  • Income proof
  • Bank statements
  • Vehicle quotation
  • Vehicle details
View Car Loan
Education Loan
  • Student KYC
  • Admission documents
  • Course / fee details
  • Academic documents
  • Co-applicant documents
View Education Loan
Gold Loan
  • KYC documents
  • Identity verification
  • Address information
  • Gold / pledged asset details
  • Additional lender documents
View Gold Loan
Loan Against Property
  • KYC & income documents
  • Property ownership documents
  • Property-related legal documents
  • Bank statements
  • Additional valuation / verification documents
View Loan Against Property
Working Capital Loan
  • Business KYC
  • Business registration documents
  • Financial statements
  • Business bank statements
  • Turnover / financial information
View Working Capital Loan
Document Preparation Tips

Make Your Application More Organized

A little preparation can make document submission easier.

01

Check Clarity

Make sure uploaded or submitted documents are clear and readable.

02

Check Validity

Use valid documents and updated information wherever applicable.

03

Keep Copies

Keep copies of documents submitted during the application process.

04

Protect Data

Share sensitive documents only through authorized and secure channels.

Protect Your Sensitive Information

Never share OTPs, card PINs, CVVs, internet banking passwords or other confidential authentication credentials as part of a document submission.

Documents Ready?

Start Your Loan Enquiry

Submit your requirement and take the next step towards exploring your loan options.

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